Summary:
Economic Pressure: Inflation stood at 2.6% in February 2025 (Bureau of Labor Statistics), while personal savings rates dropped to 3.1%, per the New York Fed.
In 2025, Americans are grappling with a debt crisis that keeps growing. Household debt has climbed to $18.04 trillion, burdening families with mortgages, credit cards, auto loans, and student loans. This financial pressure is squeezing households, and the longer it persists, the harder it becomes to break free.
Stopping this cycle is critical—when cutting personal expenses doesn't work anymore and the cost of living keeps increasing, the answer to be debt free stops depending on income but can be solved through Equity unlocking programs like Sell2Rent’s Sell and stay solution.
The numbers tell a stark story. By the end of 2024, U.S. household debt hit $18.04 trillion, as noted in the Federal Reserve Bank of New York’s Household Debt and Credit Report.
Homeowners are some of the most affected during this time. Out of the $18.04 trillion, mortgages make up the bulk at $12.61 trillion. And if this wasn't enough, inflation hit 2.6% in February 2025, per the Bureau of Labor Statistics, driving up living costs.
Right now personal savings have shrunk to just 3.1%, according to the New York Fed—leaving little room for most people to manage their bills or pay their debt, which is why delinquency rates are climbing too, with 3.6% of all debt overdue. So what happens with people in serious debt living inside an economy that doesn't seem to give any breathing room?
With little breathing room to think, some Americans have forgotten about the one asset that's eating away their finances and can be sold to regain control: Their houses.
Houses are not only the primary reason for debt but they are also rid of hidden costs like repairs, property taxes, maintenance, mortgages, etc So why keep an asset like this if debt is lurking in the corner?
This is when we step in: Sell2Rent provides a clear way out of this debt spiral. With our sell-and-stay program, homeowners can sell their house to investors ready to purchase, use the proceeds to pay off debts, and stay as a renter.
This approach allows people to live in the place they always had without the weight of a mortgage or the ongoing expenses of property ownership, like repairs and taxes. It’s a fast, effective way to wipe out debt and regain control of your finances.
Here’s why we believe Sell2Rent is a great option for homeowners facing crippling debt:
We understand that this is not for everyone. This program is perfect for the homeowner looking for the smarties way out of debt. By cashing out on their home’s equity, eliminating debt in days, reducing financial strain, and unlocking the freedom to invest in assets beyond real estate.
Sell2Rent is a tool for financial liberation
Take charge today. Visit Sell2Rent’s How It Works page to see how this solution can work for you.