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How to Sell a House in Kentucky: A County-by-County Guide

Written by Danny | Jul 22, 2025 2:12:22 PM

Key Takeaways


- Average Total Closing Costs: ~1%–3% of the sale price (Source: https://www.bankrate.com/real-estate/average-closing-costs/)
- Average Timeline for a Traditional Sale: 85–95 days total (7–10 days prep, 45–55 days on market, 30 days closing) (Sources: Zillow, Redfin)
- Disclosure Requirements: Sellers in Kentucky must disclose structural or environmental issues and any other material facts. (Source: https://krec.ky.gov/legal/compliance/Pages/forms.aspx)
- Alternatives: As-is and sale-leaseback options are gaining popularity for faster, less disruptive sales.
    

How Long Does It Take to Sell a Home in Kentucky?


Selling a home in Kentucky typically takes 85–95 days. Here's the breakdown:
- Preparation: 7–10 days to clean, repair, and stage.
- Days on Market: 45–55 days (Source: Redfin Market Data)
- Closing: Around 30 days once under contract.
    

Top Counties: Quick Insights

County/Metro

Market Insights

Jefferson

Louisville market, updated kitchens and curb appeal matter.

Fayette

Lexington homes move fast with proper pricing.

Kenton

Northern Kentucky commuters impact demand.

Warren

Growing population, mid-range homes popular.

Boone

Family buyers and renters drive competition.

Steps to Selling in Kentucky

Step 1: Set the Right Price

Use a Comparative Market Analysis (CMA). Pricing too high can lead to extended days on market. Pricing too low may leave money on the table.

Step 2: Complete Required Disclosures

Kentucky requires disclosure of structural issues, plumbing/electrical systems, and environmental concerns. Failure to comply may result in legal action. (Source: https://krec.ky.gov/legal/compliance/Pages/forms.aspx)

Step 3: Decide Between Traditional, Wholesale, or Sale-Leaseback

Method

Pros

Cons

Traditional Sale

Max exposure; market competition

~60–90 days total; staging & prep required

Wholesale

Rapid close (often <30 days); no prep

Offers may land ~30% below market value

Sale-Leaseback

Sell as-is, stay in your home, avoid staging/showings

Requires ≥20% equity to qualify

 

Step 4: Understand Closing Costs


Typical seller costs in Kentucky include:
- Agent commissions: ~5–6%
- Title and escrow fees: ~0.5%
- Seller concessions and HOA fees (if applicable)
(Source: https://www.bankrate.com/real-estate/average-closing-costs/)
    

Want to Sell Fast but Stay in Your Home?


Sell2Rent offers:
- As-is sale with no showings
- 24-hour cash offer
- Close in as little as 15 days
- Stay as a renter after selling your home


    

Final Thoughts


Whether you're aiming for top dollar, a fast sale, or the ability to stay in your home, Kentucky homeowners have options.
Explore traditional, wholesale, or leaseback strategies depending on your financial goals and personal needs.